Amila Gamage Wickramarachchi Posts

The Benefits Of Car Title Loans

Car title loans are linked to a number of advantages. This is the reason why it has become increasingly popular for a number of different people.

1. Easy Access To Cash

Car title loans are designed to assist people in a time of financial difficulty. It provides cash quickly and conveniently at a time when you need it the most.

This is the type of loan that can assist you in dealing with a financial issue, by offering you with instant cash to solve your immediate problem. This involves solving all types of emergencies that can occur when your paycheck is only due in a few weeks.

2. Access To Money Fast

The process of an application along with approval of your car-title loan takes place quickly. In fact, if your loan is approved you can expect money in your bank account within one to two working days. In comparison to other loan types, this is relatively fast. This loan does not involve making a number of applications at different financial institutions or having to wait in a line at your bank.

As soon as the loan for your car title is approved, the vehicle will then be inspected in order to determine its value.The lender will first discuss with you what is involved in determining the value along with explaining to you the Terms and Conditions of the car title loans.

The efficiency of processing car title loans and the approval has to so with simplicity of this type of loan and the way in which it has been designed.

3. Minimal Requirements

To process this loan, you need a car that you actually own advice TNL car title loans. This loan does not require credit checks or a bank account. It is the car that you use in the form of collateral for the loan which actually matters.

For this reason the loan process is simple and you can receive cash within as little as 2 days. The only credentials required includes your personal information, your car title and the car during your application in order to assess the value of the car along with the car’s photo identification. Within 1 to 2 days your loan will be processed, taking you one step closer to solving a financial emergency.

Other loan types require background checks and credentials before approving the loan. this will often take time and is one of the main reasons why many people now turn to car title loans for a solution to fast cash.

4. You Get To Use Your Car As Usual

This type of loan differs from using a pawn shop in the way that you can carry on using your vehicle, even though you have used it in the form of collateral.

The only requirement is that you need to handover the title of your car. You will need to ensure you keep to the payment plan to prevent repossession of your car.

If you use a pawnshop you will be forced to leave your car there until you have managed to pay your loan back in full. Only then will you be able to gain ownership of your car.

5. Credit Score

As stated above, the only credentials and documents required are basic personal details, photo identifications of the car, the car for an inspection and the title of the car. This type of loan revolves around the fact that car titles are used as collateral.

Essentially your car is the source of”security” for the loan. This is the reason why the lender is not interested in credit scores of borrowers. The only requirement is a car title. 

When considering traditional loans or other loan types, your credit score is one of the most important factors when it comes to the approval of the loan. This is the reason why the car title loans are attractive to people that own their own cars.

6. Cheaper Than A Cash Advance

A car title loan is cheaper than the cash advances. an annual percentage-rate (the real cost linked to borrowing) of the cash advances are set at around 400% to 450% compared to a 300% annual percentage-rate for the car title loan. For borrowers who are looking for a loan with a lower interest rate, a car title loan is much lower when compared to a cash advance.

7. Easy Repayment Options

The car title loan provides different repayment options. This includes an over-the-counter physical payment, online payments along with others. In comparison to other loan servicing, these loans are efficient and flexible. You are able to make your payment when it is convenient for you. This also makes the car title loans sought after.

8. Minimal Stress

A car title loan can offer you with a solution to a pressing financial emergency. You also won’t need to worry about what your credit score is.

Reasons for Encouraging Pretend Play for kids

Pretend playing is more common on kids in different stages of their development. If the kid starts pretend playing in certain stages that is a sign of his development. Parents should be happy to see their kids pretend play with lot of imaginations while talking alone most of the times. As a mom, I experienced the same from my kid’s toddler age until today. Now, as a kindergartner, kid is more on role playing with more imaginations surrounded with his toys and story books.

Encouraging Pretend Play for kids

How to encourage pretend play for kids

Pretend play is a milestone of childhood development and there are many reasons to encourage pretend play for kids. Parents can surround the kids with pretend play toys that helps them to imagine and play in real stories. Most of the time girls start playing as moms with activities such as taking care of their dolls or cooking meals. This is the best time to introduce dolls and other toys such as cooking sets for baby girls. As found in toyboxadvisor.com there are real size dolls which is ideal for baby girls to role play as a grown up. For boys, there are many other pretend play toys including doctor sets and firefighting toys. Although my kid is a boy, he shows love for cooking in his imaginary playing. This is where I found a toy kitchen play sets and play kitchens helpful.

Other than buying toys, parents can bring the kids to indoor playground which encourage kids to pretend play or role play. Reading books with kids also help them to improve imagination while they use parts of the stories for their role playing or imaginary playing.

Encouraging Pretend Play for kids

Busy at the kitchen!

Reasons to Encourage Pretend Play

As I mentioned at the beginning of this article, pretend play is a milestone of development of a kid. Therefore pretend play has links to other skills of kids depending on his or her age. The best thing is they develop their imaginary skills. These skills can make a creative kid and later a grown up adult who invent many new ideas and things. Other than that, kids will improve their communication and language skills while pretend playing with toys or other objects. They will learn how to play with others while role play. Among all the benefits of pretend play, this is a good opportunity for the kids to express themselves. They will be free from any stressful feelings they might have by talking to toys while playing.

With such reasons it is always responsibility of parents to encourage their kids for pretend play. Surround them with pretend play toys or encourage them for role playing.

What To Do For Your Kid’s Birthday

A child’s birthday is one of the most special days of the year. Both for the kids, because they get to be the center of attention, and for you as a parent who is able to watch them grow and be happy. That being said, throwing the “best birthday party ever” can be stressful and time-consuming when it comes to planning what to do and then actually doing it. As you plan out the best birthday party for your kid, here are some ideas on what to do to make the day both special and stress-free.

Have your cake and eat it too

What To Do For Your Kid’s Birthday

The birthday cake is a staple ingredient when it comes to a birthday party. But it is also something that is left to deal with at the last minute. Amid the planning of the rest of the party, inviting guests and buying presents, the cake is just another added task. Plus, it comes with a decision to be made: do you buy one pre-made, or make it yourself and personalize it? Believe it or not, there is a way to combine both options. Plenty of custom-made cake businesses or caterers that will deliver custom-designed cakes to your doorstep. So take “make cake” off the agenda and leave it to the professionals to deliver the staple component of every birthday party. All you have to do is light the candles, sing “Happy Birthday” and watch your child’s wishes come true.

Keep the kids on their feet

Keeping a dozen or so kids entertained while also maintained can come as quite a challenge. Let the party guests and birthday boy or girl ease out their energy in a safe, yet entertaining way — bouncy castles. Getting a bounce house rental set up in your backyard is the perfect way for kids to release that youthful energy and keep them entertained for hours. Choose one that fits the theme of the birthday party, and have it delivered and set up at your house or wherever the party venue is at. Whether your child is obsessed with Frozen or Spiderman, create a theme to pull it all together.

Capture the moment

What To Do For Your Kid’s Birthday

A birthday is a big moment in a kid’s life, and yours. It marks another year come and gone and a moment to keep for the whole family. Why not capture the day in a fun and unique way? Take photos or hire a photographer and capture your favourite moments on camera. Then, turn that photo or photos into pop art canvases. Pop-art is a fun, quirky style that can turn a beautiful moment into a cherished and happy memory. Simply select a photo, style, edit and customize it online. Then place your order and have it delivered to your house. Three simple steps, and you will have a keepsake that you can cherish forever, and even use as an art piece on your living room wall, mantelpiece, or bedroom. Plus, you can maybe even order a couple of smaller-sized canvases and give them to guests as party favors.

You have plenty of resources to help you plan the best birthday party that your child wishes for. So long as the guests are entertained, the cake is delicious and happy memories are made, the party will be a success. It’s up to you to decide what your child would like best — you know them best, after all, but when it comes to executing your ideas, you have a ton of options and help available to make your child’s birthday party stress-free and easy to plan.

MyStory App – The Story of You

We all have stories. But most of our stories don’t pass to the next generation. Moreover that most of us even don’t have any idea about our ancestors. It is challenging to find our roots and more about our ancestors. But now, with MyStory App, you don’t have to worry about preserving your story for the next generation.

MyStory App

What is MyStory App?

MyStory App is all about the Story of You. It is an app which is interactive. When you use MyStory App, it automatically writes the story of you. As an interactive app this MyStory App works in interview style. Once you completed your writing or your replies to the interview questions that MyStory App generates, it will write your autobiography automatically. Isn’t this Sound interesting? Finally, you will have your own autobiography in the form of an eBook which you can print or gift for your family members in any occasion. This will be a great idea to preserve your roots for the next generation.

MyStory App

Features of MyStory App – The Story of You

MyStory App is an interview based interactive app that allows users to create their users’ autobiography automatically. With the use of latest technology, users can create valuable pieces of childhood memories, life history, family roots, interests and even culture or beliefs in an interesting way.

Below are some of the features and benefits that users of MyStory App receive.

  • With MyStory App, you can preserve your family heritage.
  • As the app generates your autobiography in the format of an Ebook, users can self-publishers easily. Self-publishing can be the first step on becoming a published author.
  • MyStory App is a great tool to organize your personal documents.
  • It also allows you to preserve your family heritage and to pass to the next generation.
  • If you want to create your family tree, then this MyStory App is one of the great software to use.
  • After all it is convenient to create your own story, family rots and preserving historic details for the next generation.

How to get your MyStory App?

My Story The Story for You is scheduled to launch in early January 2019.At present MyStory App is in its final stage of developing. You can check their kikckstarter campaign for more details on this app.

 

5 Reasons to Invest in Custom Stickers for your Brand

When marketing their brand, some businesses do not realize how useful it is to utilize stickers. Here are some reasons why they are a good idea to use them to build your brand.

Reasons to invest in custom stickers

1. So you can impress your customers – do you want to make a great first impression on your potential customers? If you have an online shop, whenever your customers receive a package from your shop, you want to make sure that you send them a premium package, You can’t just send your products in plain boxes. It may be too expensive to have customized shipping containers, but you don’t need to panic. You can still achieve a great package if you use some customized stickers. You can use your own brand’s logo so it can also be an advertisement for your company.

2. People will easily remember your brand – especially if you are just starting out and you want more people to know about your company or brand, you want to think of ways for them to remember you. A good logo on a sticker is a good idea. But what’s great about custom stickers is that you can also include important information. Aside from your brand logo and maybe a tagline on the sticker, you can also add important information such as your website, or the contact numbers where they can call to inquire about your services or products.

Reasons to invest in custom stickers

3. People like stickers – let’s face it! If it were not something that people like, stickers would not continue to be popular today. We’ve been using stickers since we were kids, from stickers of our favorite cartoon characters to the gold stars we get when we’ve done well in school. But even as we grow older, we still find ourselves buying them, whether it’s to support a worthy cause or just something you found witty. As a business owner, take advantage of the sticker’s popularity and use it to build your brand.

4. They are not as expensive as you might think – you might think that it is not a worthy investment because it might cost too much, especially when you will have to reproduce a lot of stickers in order to give away to your customers. But the truth is, getting custom stickers made is not expensive at all. You just need to do your research so that you can get a good company that might offer discounts or a company like stickeroo.au which offers good freebies such as free shipping Australia Wide.

5. They are versatile – stickers are not just made for car bumpers anymore. They have many uses and can be put on a variety of materials and products. You can put them as a sticker for packaging for your handcrafted wares or other products. You can have custom stickers for bumpers, yes, but also stickers for cell phone cases and laptop cases. You can have these stickers put into all your employees’ phones and laptops and it would be like a walking advertisement for your brand!

5 Myths about alcohol you may not know about

Alcohol is a drink, which, when used in excessive amounts can cause a lot of damage to many people’s lives.  Many people have dedicated their careers and energy to stopping drinking in order to get their lives back in order. One of the first steps to this is identifying and debunking myths about alcohol as listed below.

Myths about alcohol

1. Coffee will sober you up

A common misconception that people are often told is the fact that taking coffee the next morning will sober you up. This is not true. Coffee contains caffeine which is a stimulant and is thus designed to make you alert or to jog up your senses the next morning. If you have had a night of drinking and you wake up the next day needing to go to work or school then coffee will only help in alerting your system enough to enable you to wake up and get the energy needed to go where you should. Going for a run or taking a cold shower will help you feel a bit freshened up but overall, the result of a hangover is the same the next morning.

2.    You can handle it

Often when we go out we tend to convince ourselves that we are only going out for a few drinks with friends then we will head back home. This is not often the case since we deceive ourselves and always end up drinking way much more than we had intended to. We humans often think that we have control in such situations and that we can handle ourselves. This is a lie and drinking almost always gets out of hand.

Myths about alcohol

3.    You will not get drunk if you eat before drinking

People always come up with various “tips’’ that we should use when out drinking that will apparently help to prevent us from getting drunk fast. Some of these include the fact that if we eat a heavy meal before drinking, we will stay sober for longer. This is a major myth because biologically, the food just prevents the alcohol from getting absorbed quickly into our systems. Eventually, one always gets drunk and actually ends up taking more alcohol than they would have if they hadn’t eaten since they are not immediately feeling the effect that they desired.

4.    Drinking makes you cool

This myth applies mostly to the kids in college and high school who often get pressured into drinking. Most of their peers often convince them to drink as it will make them seem cool and more mature than all the rest. This deception causes them to go down a road that most of them are unable to come back from since a certain number end up being alcoholics.

5.    It will help you handle stress

People all to often turn to the bottle to drown away their problems, for instance, after a heartbreak or when they have been laid off at work. While these are definitely difficult situations to deal with, it is recommended to use alternative means of dealing with them, for instance, by talking to a friend or a loved one. Alcohol only momentarily helps you to forget your problems but in the morning, they will still be there. In a sense, you will not have solved anything.

 

4 Things you Should Know about Repairing your Roof

Your roof is one of the most important parts of your home. You always want to ensure that the roof is well designed and well maintained so that your home looks beautiful and stylish. When it comes to roof repairs, there are many things that one needs to know. When you are aware of the basic needs and maintenance tips for your roof, it becomes easy for you to keep it in good condition. When the roof requires some repairs, there are many ways you can go about this. However, you need to know a number of things about roofs so that you are well informed before you can undertake a repair. You can visit https://qualityroofingliverpool.co.uk/ website to learn more.

Repairing your Roof

Here are 4 things you should know about repairing your roof:

  1. Repairing your roof is relatively cheap

Most of your home improvements and repairs are relatively cheap and this means that you can easily go about it. The average cost to repair your roof would be $560. However, prices range from $60 to around $1,500. This cost will, however, depend on the size of your roof. It also depends on the design of your roof as well as the materials the roof is made of. Steep roofs would be costlier to repair when compared to the flat roofs. The best thing for you to do is always inspect your roof so that you can undertake repairs as early as damages are noticed.

  1. Shingles are cheap to replace

For those whose roofs are made of shingles, you will be happy to note that these are easy and cheap to repair. Wooden shingles are also cheaper to replace but not as costly as the metal shingles. Generally speaking, you will find it affordable to repair and replace roofs made from shingles. Roofs made from tiles will be more expensive to replace when compared to the above materials. In addition to the above aspects, the damage caused to the roof will also determine the repair and replacement cost. A contractor should inspect the roof carefully for you know how to go about the repairs or the replacement.

Repairing your Roof

  1. It is possible for you to inspect your roof on your own

Before you can repair your roof, it is advisable that the roof is fully inspected. This is not rocket science! This is something that you can do on your own and minimize repairs. If your roof generally appears poor or ugly, it is time for you to replace it. If your roof is not accessible from above, you can use a pair of binoculars to do your inspection. When inspecting the roof, consider aspects such as blistered roofs, split shingles or curled shingles. Can you see some exposed nails or are there leaks? Is there any rusty metal? These could be signs of a roof that needs urgent repairs.

  1. Choosing the right contractor determines the best repairs

Choosing the right contractor will also determine how best your roof repair will be done. Ensure that you have chosen an experienced contractor. Consider the cost of labor, the warranty as well as the permits required for the job to be done.

3 Tips to Hiring a Lawyer in Ipswich

So, you are in Ipswich, and you need a lawyer and you may be wondering where to look? There are so many things that can make you find yourself knocking at the office of a lawyer looking for help. Whether you have issues in parenting matters, child support, property, domestic violence, or a financial agreement gone bad, a lawyer is the best thing you will need. When looking for a lawyer, you may want to know more about their experience, age, location, and the prices they charge. A good lawyer will help you reach your goals. However, finding the right lawyer can be challenging, so here are tips to hiring a lawyer.

Tips to Finding a Lawyer

1)    Search On The Internet

A simple way of hiring a good lawyer is by searching on the internet. For example, if you are in Ipswich and you are searching for a good lawyer, Brookwater Legal Ipswich is one of the credible names that will pop up on your screen. The good thing about searching for a company on the internet is that you will be in a position to see their reviews. See what people are talking about their services. See what the company says about themselves and the type of services they offer. Determine whether or not they have the adequate services you need. If they are offering what exactly you need, call them. Their contacts are there and make arrangements on the way forward.

Hiring a Lawyer in Ipswich

2)    Ask Friends For Referrals

Your friends, family and professional advisors may have worked with successful lawyers before. The best thing is to start by asking for referrals from them. You may find yourself trusting a recommended lawyer by a friend more than just running into a lawyer who is a total stranger. If you engage a lawyer who has worked with others successfully in the past, you are assured that you will have a good experience and successful results. Friends and professional advisors are likely to know the lawyer who will explain legal matters logically, respond to inquiries rationally, and achieve favorable results. Bin this case; this is the type of lawyer you are looking for. The people you know likely had the same issue as yours, and if their lawyer helped them, you are most likely to have a good referral.

3)    Interview The Lawyer

You can only be sure if you selected the right lawyer only after having a conversation with them. Conversation can be either over the phone or face to face. Some of the lawyers will charge you for a consultation fee. Prices basically depend on the type of case. On your initial meeting, make sure you ask your lawyer to be as many questions as possible. This will make sure that you do not feel in doubt once you have presented the issue to him/her. Upon choosing your lawyer, make sure that both of you are clear about your expectations. This involves what work the lawyer will accomplish on your behalf. Another thing to be clear about is how much the lawyer will charge. Since you do not want your lawyer to go against all your agreement, all these should be in writing.

Easy Ways to Make Christmas Memorable for Kids

Christmas time is reaching. It is the season of the year most of the people enjoy holidays. Greetings, food, family union and family traditions make this Christmas time a great period of the year. Among everyone, kids are the happiest during the Christmas season.

Make Christmas Memorable for kids

How to Make Christmas memorable for kids? Did you ever thought of this other than buying lot of gifts for them? There are many other ways to make kids happy during the Christmas time while teaching them the value of Christmas.

Here are some of the things that you can do in order to make Christmas memorable for kids.

Be creative with your food preparation

Make Christmas Memorable for kids

Food plays a major role in Christmas celebration. Instead of buying Christmas food, try to be creative in the kitchen. Bake Christmas cookies with your kids. Allow your kids to help you in the kitchen. Even they can decorate the kitchen for Christmas which is a great Christmas activity for them.

Spend time on Christmas activities

Make Christmas Memorable for kids

There are tons of Christmas activities for kids that they can enjoy. Starting from decorating a Christmas tree to decorate your home, they can engage in many different activities that brings joy. You can ask your kids to involve in wrapping gifts which is one of the great Christmas activities for kids which also educate them about sharing and giving.

Invite guests

Christmas is all about sharing happiness with others, caring and spreading the love. It is a time for reunited. While it brings reunion for most people, there are people who stay alone even during the Christmas. Invite a guest to your home for joining with you in the Christmas who spend alone. Your guest will be happy with your company and at the same time your kids will be happy with such experience. This is also a great way to educate the kids about the meaning & value of Christmas.

After all, Christmas is full of joy. It is the best time to inspire the kids. Fill them with great Christmas activities and make their Christmas time as the best period of the year!

Find Your Happy – A Kids Self Love Book by Patricia May

As parents we always look for ways on raising happy and healthy kids. Positive attitude and moral development are essential values that kids need to build while they grow. This is where parents have more responsibility on teaching them good values to raise the kids as more responsible adults in future. Among the different ways to develop skills of kids, books are one of the media that can easily convey messages even from the infant to toddler ages. This is why I write more posts about books and reading skills of kids on this blog as I am a mom who encourage my kid to read more children’s books daily. Other than reading books with my kid, I also learn and practice activities that are mentioned in books written for kids to improve his skills.

Find Your Happy

Recently I found another children’s book that helps kids to develop positive attitude. Find Your Happy is a kids self love book written by Patricia May which delivers important messages for kids through simple activities.

Find Your Happy – A Kids Self Love Book

Written by Patricia May, Find Your Happy is a kids self love book which offers easy and simple ways to introduce positive attitude for kids. Not only positive attitude, this book introduces simple ways on teaching the values such as be kind and be compassionate for little kids. This book includes self-esteem practices, affirmations and different mindful exercises for kids to practice together with eye-catching images.

To attract kids for the mindful exercises and self-esteem practices, the author has used different ideas throughout her book. Attractive watercolor images and short story rhymes are some of the things that keep kids love this book Find Your Happy and its content. Activities such as yoga and meditation will sure keep kids attached to the book while improving their self-esteem and qualities.

Find Your Happy is endorsed by both Mira Kelley and Anita Moorjani who are New York Times best selling authors and they found this book as a helpful guide for kids of all ages.

As a mom, I like to introduce positive attitude and good qualities for the life such as be kind and be compassionate for my kid through such fun and easy way. I am sure my kid would love to explore all the activities while reading the book with me. As a parent, this is a helpful guide for me.

Same as me, I am sure you love to raise kids with positive attitude and self esteem. So, visit www.booksthatinspireakidsimagination.com and check more details on Find Your Happy – A Kids Self Love Book!

 

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