Home & Garden Posts

Paw Patrol Birthday Party for 4th Birthday

My kid loves Paw Patrol. This is why he wanted to celebrate his birthday with his favourite pups from Paw Patrol cartoon. He turned into 4 in last October (in 2017) which I had to plan his birthday party with his favourite cartoon characters.As always,here is our story behind the Paw Patrol Birthday party celebration for the kid’s 4th birthday.

Paw Patrol Birthday Party for 4th Birthday

Note: This is a post which was in my drafts for about an year.Publishing in 2019 as I want to keep the blog with some of our life stories.. 🙂

We didn’t invite guests to our home. Instead of that, we celebrated his birthday with his preschool friends. At the time of planning our Paw Patrol birthday party for 4 year old kid, I had difficulty in finding some party supplies easily. This is why I had to be little creative to keep everything within our theme.

Though it is months after the birthday, I am sure this Paw patrol birthday party will give some ideas if you plan such a themed birthday party for your kids.If you love DIY themed birthdays parties,then these ideas will help you. 🙂

Paw Patrol Birthday Cake

Paw Patrol Birthday party for kids

I ordered the cake from a bakery shop in my neighbourhood. This birthday cake was supposed to share with preschool kids and teachers. So, I ordered a cake with soft butter icing which will keep its taste instead of decorating it with many colours. Same time, I ordered a set of Paw Patrol cake figurines to decorate the cake. (Non-edible Paw Patrol figurines/toys)

Cake shop owner has already decorated the birthday cake with some toys, so I used Paw patrol toys around the cake just to symbolize our theme. Anyway, kids loved the cake and its taste. Teachers loved too as it was less sweet.

Paw Patrol Birthday Cake for the Home – A piece of cake decorated

Though we planned celebrating our Paw patrol birthday at preschool, I just planned family celebration on the day of kid’s birthday. He was so happy to see this small cake with his Paw Patrol characters. I just decorated a piece of cake to keep him entertained and excited before go to the preschool.

Paw Patrol Birthday party for kids
A piece of cake decorated with Paw patrol toys to please him in the morning before go to the preschool… 🙂
Paw Patrol Birthday party for kids
Paw Patrol Birthday backdrop for home,simple and fast decoration with balloons and crepe papers
How old are you? I am 4
Paw Patrol Birthday party for kids

Paw Patrol Birthday Party Hats

Paw Patrol Birthday party hats
DIY party hats- Bought basic hats and decorated with Paw patrol stickers to match with the theme.

I couldn’t find the exact Paw patrol themed party hats. So, I was creative in decorating the party hats with Paw patrol characters. I always use the same trick with themed stickers. This time also, I use Paw Patrol stickers to decorate the party hats. You can check similar tutorial here on how to DIY party hats.

Paw Patrol Goodie Bags

Paw Patrol Birthday Party for 4th Birthday

I was lucky to find these Paw Patrol themed goody bags/loot bags from a shopping mall. From the same place I could buy Paw Patrol themed toys and supplies for the goody bags. That was the fun part of planning the Paw Patrol birthday party. I also ordered some Paw Patrol stickers to add inside the goody bag which kids love to find in a birthday goody bag.

Paw Patrol Birthday celebration at the Preschool

Kid was little bit shy and excited at the preschool, so he kept his eyes closed during the celebration. Teacher said this can be due to his first birthday celebration in the new preschool. 🙂

Paw Patrol Birthday Party
Paw Patrol Birthday Party for 4th Birthday
Shy boy with half closed eyes… 🙂
Shy boy with closed eyes… 🙂

His friends wished him with Happy Birthday song and kids were excited. When our kid was late to blow the candles, his friends helped him to blow! That was a celebration with fun, joy and excitement among little kids.

Kid was happy with Paw Patrol birthday party.

The Gifts

This is the exciting part for my kid.The Gifts!

Scooter

birthday gift for 4 years old kid
A scooter is a perfect birthday gift for a 4 years old kid

He received a scooter from his father as his birthday gift.

Paw Patrol Kiddy ride

He was so happy with his Paw patrol Kiddy Ride in nearby shopping mall.I am happy that I found this Paw patrol kiddie ride there. 🙂

Visit to a Tree House (Visit to Jacob Balas Children’s Garden)

I spent a day with him at the botanical garden as he requested a visit to a Tree House. (There is a Tree House at Children’s Garden of Singapore Botanical Gardens)

At the tree house
We are playing hide and seek.Can you find me? 🙂

We spent mom-son time together at the Jacob Balas Childrens garden of Singapore Botanical Garden.From playing to hide and seek to walking around the exhibits at the garden,it was quality time spent for both of us.

At the suspension bridge of Jacob Balas Children’s Garden
At the Herbal garden area of Jacob Balas Children’s Garden
Water play at Jacob Balas Children’s Garden
play time at Jacob Balas Children’s Garden

I already created his birthday album with MixBook and waiting to see it.

It was a simple yet happy birthday celebration with the kid.

And this year kid is going to be 6 years old.Before his 6th birthday,I will update the blog with his 5th birthday story too! 🙂

Below are our other birthday celebrations.

Animal Themed birthday for 1 st Birthday

Bob the Train themed Birthday for 2nd Birthday

Pororo themed Birthday for 3rd birthday

Paw Patrol Themed Birthday for 4th Birthday

Robo Car Poli Birthday for 5th Birthday

Super Wings Birthday for 6th Birthday – Planning now

Do you like to plan such themed birthday parties for your kids? Please share your thoughts.

Happy 54th Birthday Singapore

Happy National Day Singapore!

Singapore National Day
I Love SG

This year, Singapore celebrates 54th Birthday.The national flag and other decorative flags are everywhere in the country.Today,August 9th there will be a National Day Parade to commemorate the National Day.

Happy Birthday Singapore
Celebrating Singapore’s Bicentennial

Below are some of the artwork I found in the neighbourhood during this National Day Celebrations.You can also read our previous year National day post here.

Happy Birthday Singapore
We Love SG
Happy National Day Singapore
Diversity in Unity
Happy Birthday Singapore Artwork
I Love SG

Happy National Day Singapore!

Moving 101: How To Help Kids Prepare For A Move

Moving to a new home can be quite the exciting thing to do for a family, especially if you’ve finally gotten your dream house. Unfortunately, it’s also likely the most stressful, courtesy of the many factors involved in the moving process – especially to your kids. There’s organizing and packing your things, actually travelling to the new home, unpacking, and settling down. These don’t include actually adjusting to the new neighborhood, and even maybe going to a new school – both of which can be very stressful for your kids. How exactly do you help them ease in on the moving process?

How To Help Kids Prepare For A Move

Familiarity can do a great deal of help.

One of the key difficulties kids experience during a move is unfamiliarity. This can also sometimes be the cause of tension and stress before and during you pack up for a move. Unfortunately, this can also cause anxiety in your children. This doesn’t mean this is impossible to resolve, though. Sometimes, before you hire movers NYC for your move, you might want to acquaint your kids to your new home as well.

  • If you think your kids are visibly stressed over the idea of moving, try having a talk with them. This allows them to have an opportunity to share their plights with you, especially what makes them anxious and stressed over the move. The items here in this article might give you a basic idea of what to do, but being familiar with their specific plights can really do a great deal of help to them.
  • Try to take them on a trip to your new home and tour the place with them. This gives them a sense of familiarity and ownership with the new home you’re going to move to. This is also a good opportunity to bond with your kids.
  • Try to take them on a trip to nearby establishments near your new home as well. This gives them an idea on what fun places they can visit and hang out with once you make your move. These include libraries, museums, parks, and even malls. 
Travelling with toddler

Get them to be an active part of the process.

Sometimes, kids might feel anxious and stressed over the move because they have no control over the situation. What if they don’t get to meet new friends? What if the neighborhood isn’t friendly? What if the room in the new house isn’t comfortable for them? This might cause anxiety on their end – but thankfully, you have the ability to resolve this. One of the best ways you can do this is to make them part of the moving process as well. Let them feel they have a say over the matter, so they can get more comfortable over the move.

  • Instead of just relying on yourself, your partner, and maybe even your movers, try to ask your children to help with the move as well. You can assign them to help pack particular parts of the home, or you can take them with you when you buy packing supplies. This can give them a feeling that they’re involved in the move.
  • Let them be responsible for packing their own room. You can teach them how you want their things to be packed, and then you can give them the reins on packing the room on their own. This gives them a good feeling of responsibility and accountability over the things they own.

Ask what your kids want during the move.

Building on the above, aside from letting your kids in on the fun of moving, try to let them feel their opinions matter as well. After hiring your best moving company NYC, you can also ask them just how they want their room to be decorated, or what parts of the room they specifically want to pack. A sense of responsibility and leadership on their end can make them feel more confident over your move. 

Accessories for Your Child’s Room
  • Give your kids the opportunity to tell you how they want their rooms to look like once you finish the move. This gives them a sense of authority and ownership over their new space, which can ease the stress and anxiety they feel over the move overall.
  • Try to get them excited over the move by letting them choose what kind of furniture they want for their own rooms, and even for the house as a whole. 
  • During the move, try to give time for yourself and your kids to bond and relax. Try to affirm to them that while you might be moving houses, the family won’t change. 

Moving With Kids: It’s About Flexibility

When you move with kids, it’s important to treat them as equal members of the family. They can get just as stressed and pressured as you into the move, even if they experience it in different ways. With the above tips, you can hopefully be able to ensure your kids will have a delightful move to your new home. Remember, a huge part of these tips’ success revolves around making sure you provide your kids with an environment during the move that doesn’t always restrict them, and at the same time introducing them to the fun prospect of moving to a new home .

How To Get Rid Of Pests In Your Bedroom

If you have rodents in your home, they will love spending time in the bedroom, especially if you like to munch on snacks while watching the late movie, and while there are many ways to show rats and mice the red card, some are more effective than others. Technology is all around us, and even pest control has seen technological advances, which do away with mouse traps and poison, and the best possible solution to a rodent infestation is to acquire a couple of electronic devices.

How To Get Rid Of Pests In Your Bedroom

Drive Your Rodent Tenants Out

Rather than extermination, simply acquire a couple of electronic pest control devices, which are plugged into a socket and that’s it! You might be wondering how plugging a tiny device into a plug socket could rid you of the mice, and it is nothing to do with ultrasonic waves, rather the device sends out a tiny pulse of energy that runs along all of your power cables, and as luck would have it, rats and mice absolutely hate this! No pollution, no extermination, and no mess. Within a day or two, the mice will decide to relocate and as long as you leave the device plugged, they won’t be returning. Now you’re convinced, simply go to Pest Free USA, where you can order a few of these amazing devices and your home will be free of rodents, and it even drives away cockroaches!

How To Get Rid Of Pests In Your Bedroom
Image credit: InterNachi

Eco-Friendly Solution

The device does not harm your children or pets, it merely sends out a very strong message to these hardy little creatures, and that is enough to send them scurrying. These pest control devices have been scientifically tested and are proven to cause rats and mice discomfort, and as ultrasonic devices can seriously affect dogs and cats, an electric solution is by far the best way to remove rodents from your home.

Limited Coverage

There are devices with varying levels of power, with the smallest covering an area of 1,000 sq. ft., right up to the commercial unit that covers 10,000 sq. ft., with a few in between. All it takes to source an established supplier is a Google search, and with a secure online payment, the devices will be on their way to you. You need to calculate the square footage of your living space and purchase accordingly. Once the units are plugged in, you are at most a few days away from being pest free. The kitchen and bedrooms are ideal places to locate the device, and with no sound or any other intrusion, you can say goodbye to the resident rodents, and if you have a cat, he will get over it.

If you have 30 minutes to spare, Google a few articles about electronic pest control devices, which will confirm what we are saying, and with an online supplier, you are literally days away from being pest-free. Throw away those old mouse traps, as you will never need them again, and should you decide to move, take the devices with you.

How To Get Rid Of Pests In Your Bedroom

Buy a few today and say goodbye to your unwanted rodent tenants forever!

Best Cleaning Wipes for Using all Over the Home

We all know about baby wipes or wet tissues that use on baby skin. It is true that most moms use baby wipes for cleaning surfaces, removing dust or for disinfecting hands.

Cleaning Wipes for home

But do you know that there are different types of wipes that you can use all over the home? Yes, there are Lots of great types of wipes for using all over the home for different purposes. If you check these Miracle Wipes then you will find great products that you can use for your home. Below I share some of the types of wipes that you can use for cleaning your home.

Leather Cleaning Wipes

Cleaning Wipes for home

With leather cleaning wipes, you don’t have to worry about maintaining your leather products in top condition. It is easy to keep leather products at home such as upholstery, shoes or even car interior in beautiful and shiny condition with leather wipes. As the wipes are already moistened, you only have to wipe with it to get the beautiful look! Also,here are some carpet cleaning tips for busy moms!

Stainless steel wipes

Do you worry about oils, finger prints and dirt in your stainless steel surfaces? If you use conventional cleaning methods and solutions, it may take some time and effort to remove dirt and smudges from Stainless Steel surfaces. However there are stainless steel cleaning wipes which can be handy to use. These wet wipes are a quick way to remove stain from stainless steel surfaces. Isn’t this sound great when you think of keeping the home appliances in top condition?

Granite Cleaning Wipes

Cleaning Wipes for home

Designed for cleaning granite surfaces, these granite wipes are quick to use on granite surfaces at home such as kitchen counters and bathroom surfaces. You can easily restore its natural look by cleaning the surface with granite cleaning wipes. These wet wipes are disposable and quick to use. As these wet wipes come with cleaning solution, it is easy to clean granite surfaces with few wipes.

Above are some of the specific wet wipes that you can use for maintaining home surfaces. Other than above, you can consider buying all-purpose cleaning wipes to clean any surface in order to remove dust. But for specific stains, you have to keep the wet cleaning wipes that are purposely made for cleaning such type of surfaces.

Have You Furnished Your House to the Fullest? Here are 5 Things That You Could Still Be Lacking

Decorating your home is an extremely personal exercise. You get to decide what items you’ll put in your home, from the furniture to the rugs, to the accessories and the lights. However, even though you have the freedom to decorate your house however you want, there are a few essential items that every home needs. Including these five items in your home décor will ensure that it will always look its best.

Statement Lighting

Every house needs at least one great light that makes a statement. Not only is lighting a fundamental aspect to your home, according to Skinflint Designs, but it is also essential to our wellbeing. You might consider decorating with a statement chandelier, a modern floor lamp, a sculptural table lamp, or a great wall sconce. Having a unique statement piece like these will be a guaranteed conversation starter and will add some wow factor to your space.

Window Treatments

Have You Furnished Your House

Your house will seem cold and impersonal if you have too many empty windows. You should have some sort of window treatment, whether it’s vertical blinds, drapes, or shutters, on every single window in your house. There are a ton of great options and what you decide to go with should be based on your own unique personal style, the overall style of the room, the shape of the windows, and the amount of privacy you want.

A Bench or Ottoman

Having a bench or ottoman on hand is excellent, especially if you need extra seating. They are incredibly versatile pieces of furniture and can be used in many different areas in your house, like the entryway, closet, or dining room. To get the most out of your bench or ottoman, consider purchasing one with hidden storage, especially if you are going to put it in the entryway so you can guests have a place to store hats, bags, and shoes.

Used Books

Even though books have become less common, thanks to the popularity of eReaders, when it comes to decorating your home, books are as important as ever. Placing books around your rooms is excellent for filling empty shelves, decorating your coffee table, and for flipping through when you are entertaining guests. According to the site Everyday Laura, books will provide your spaces with visual interest, pattern, and colour. Putting the right kind of books on display will provide your home with instant style.

Personal Art

A great way to add character and personality to your spaces is by hanging art on the walls. It’s even better when it isn’t a print that is mass produced or solid in your local big box store. Hanging personal art means finding pieces that say something to you and that are unique to you. You could attach personal photos that are framed, something handmade by a loved one, a wall-hanging you picked up on vacation, or something else that is personal and meaningful.

When it comes to furnishing your home, anything goes and should be based on your personal style and preference. Including these five items in your home décor is guaranteed to make your home feel complete.

Why a Slow Cooker Is Suitable For Working Mums

Most working mums are usually very busy and always on the go from morning to evening. Between taking the kids to school, caring for the family, and work, life for a working mum is often extremely chaotic. This renders performing simple duties like cooking an uphill task, which is where a slow cooker comes in handy. A crockpot goes a long way in simplifying the one important duty of preparing healthy meals for the family. The result is often a healthy, delicious but simple meal that can be served to the entire family as they walk into the house after a busy day at school or work. Here are more compelling reasons why every working mum should own a slow cooker.

Why a Slow Cooker Is Suitable For Working Mums

Making Meals Using A Slow Cooker Is Super Easy

A slow cooker is a lifesaver even for mums who don’t know two things about cooking; they can follow a simple recipe and produce incredible results. This is because the level of expertise required when using a slow cooker is merely basic. This attribute makes it possible for busy mums to place a well-prepared meal on the dining table even without having massive knowledge regarding cooking. Nearly all the ingredients constituting a certain meal are tossed into the crockpot simultaneously. The pot is then covered with a lid only to be reopened when the meal is ready.

Slow Cookers Are Economical

Another vital benefit that busy mums can derive from using a slow cooker is the apparent cost-effectiveness. Basically, the chunks of meat contained in the meals are relatively cheap. When the meat pieces are cooked under low temperature and for several hours, they ultimately tenderize, making them easy to consume. There’s no better, or cheaper way of preparing sizeable slices of meat and transforming them into a juicy, delicious and healthy meal that can be chewed easily than using a crockpot. And a slow cooker also saves busy mums significant energy cost when compared to using an oven. Even though a crockpot takes longer to cook food, little energy is used, and no fuel is wasted.

Why a Slow Cooker Is Suitable For Working Mums

Meals Made Using A Slow Cooker Are Healthy

Meals that are prepared gradually while enclosed typically retain more nutrients. Thus, most of the nutrients are retained in the crockpot rather than evaporating. Secondly, the majority of slow cooker recipes encourage the consumption of vegetables. This empowers mums to place a healthy meal on the table capable of bestowing the whole family with vital fibers and proteins. The ingredients of a slow cooker are also tenderized considerably, making it easy for the body to digest them. Besides, mums no longer need to use a lot of cooking oil when preparing meals; the slow cooker ensures that the moisture from the ingredients does not vaporize.

Crock Pots Are Safe Even For Busy Mums

Slow cookers are designed to be left unattended without having to babysit the meals. It is also impossible to burn the food when using a crockpot. Moreover, slow cooking will come in handy when cooking foods like meat, which contains some pathogens that can cause illness if not destroyed. With the amount of time the food spends in the slow cooker, these microorganisms stand no chance of survival.

Also, when meat is prepared over a flame, the fats and proteins interact and create compounds that are potentially detrimental to the overall human health. Luckily, such compounds are non-existent when slow cooking, making the meal extremely safe for consumption. For every mum who enjoys preparing meat regularly, they need to modify their way of preparing their meals and a crockpot will come in handy.

Meals Are Ready When Family Is Ready

The one thing that nags mums when driving back home after a busy day at work is deciding on what and how they are going to prepare dinner. Fortunately, with the help of a slow cooker, a busy mum can derive the benefit of planning well ahead of time. This is achieved by preparing all the ingredients before retiring to bed and leaving them in the fridge overnight. In the morning, they can place their meal in the crockpot turn it on before leaving for work. By the end of the day, they will return home to a tasty home cooked meal, which hardly interferes with their busy schedule. Most slow cookers have two settings including the low and high mode. Using the low setting ensures that the meal is ready in about 6 to 10 hours. The high setting, on the hand, allows the meal to cook in 4 to 6 hours.
From the precedent, it’s quite apparent that a crockpot is the one thing that busy mums need when working with limited time but requiring to prepare a tasty, healthy meal at the end of the day. They can assemble their preferred ingredients when they wake up in the morning, place them in the crockpot and the meal will be ready in the evening. This device also consumes little energy in comparison to an oven. Also, it will not heat the kitchen and become a nuisance, especially during the summer. And just because mums consume little time and energy, it doesn’t imply that they compromise on the taste of meals. The food is even more delicious and juicier not to mention, healthier.

7 Uncommon and Minimalist Christmas Tree Decoration Ideas for 2018

When did Christmas decorating get so stressful? Also, how are we this far into December? If you’ve just started thinking about what you’re going to put on your Christmas tree, there’s no need to panic just yet. Super ornate decorations are not compulsory, and you can throw together that’s simple, minimalist, and get still completely charming. Here are a few ideas from around the Internet to get you started, but believe me, the sky is the limit, and you’re only constrained by your imagination.

1. The All-White Winter Wonderland

Minimalist Christmas Tree Decoration Ideas

This Christmas, consider not throwing every decoration you have onto that tree. Maybe it’s time to let go of those faded nutcrackers from twenty years ago, or those golden bells that you plan to paint every year but never get around to. Think all-white and elegant, just artificial white flowers and balls, personalised christmas baubles for each member of your family and a little fake snow as a finishing touch.

2. Little Trees, Big Effect

Maybe you don’t want to go for a tree so tall that you’re scared the tree topper will touch the ceiling. Instead of one huge tree, you could do a lot of little ones! A table top Christmas tree is the perfect way to save space while getting into the festive spirit, with lots of miniature ornaments to match. If you’re not in the mood for ornaments, wrap the base in burlap and add some frosting. You can also replace garlands with ribbons.

Minimalist Christmas Tree Decoration Ideas

3. The Bare Tree

Leaves are optional! If you’ve been thinking about taking a plunge with a leafless tree this year, go for it. Paint it gold and silver and decorate it with whatever takes your fancy. Without the dense foliage to cover them up, your ornaments will stand out even more, and the effect will be stunning. Bare trees also look great with just lights.

4. Maybe No Tree at All?

Don’t freak out, but a tree is not always a tree. Basically, anything can be a tree, and maybe this is the year we finally break ourselves out of the cycle of bringing some poor evergreen home, piling it with decorations, and then throwing it out. Book trees continue to be a perennial favourite, but there are lots of other options. You can hammer blocks of wood onto your wall to make a two-dimensional tree outline that’s lots of fun to decorate, or even better, or even draw the tree in chalk and decorate with gifts at the base.

5. The Tree of Sticks

Another unconventional idea, but this tree has tons space under it for gifts. Use tall sticks joined at the top to make a tripod or quadropod, and then wrap pine garlands around it to create the leaves. Decorate as desired, step back, and enjoy.

6. The Outdoor Tree

Outdoor trees are the easiest to decorate. Use pine cones and lots of little lights, and you’re done in no time. This Christmas tree shows off your holiday spirit and stays out there for all to enjoy.

7. Any Branch Will Do

Finally, remember what we said about anything being a tree? If you find a really interesting tree branch with lots of smaller branches… branching out, stick it in a clear flower vase and decorate with ribbons and clothes pegs.

None of these ideas require too much time or work but could just be the picture-perfect Christmas tree that you’ve been looking for. Wow your family, friends and neighbours with a tree to remember, and inspire them to go the non-traditional route too! Here’s wishing you and your family a happy and minimalist Christmas.

The Benefits Of Car Title Loans

Car title loans are linked to a number of advantages. This is the reason why it has become increasingly popular for a number of different people.

1. Easy Access To Cash

Car title loans are designed to assist people in a time of financial difficulty. It provides cash quickly and conveniently at a time when you need it the most.

This is the type of loan that can assist you in dealing with a financial issue, by offering you with instant cash to solve your immediate problem. This involves solving all types of emergencies that can occur when your paycheck is only due in a few weeks.

2. Access To Money Fast

The process of an application along with approval of your car-title loan takes place quickly. In fact, if your loan is approved you can expect money in your bank account within one to two working days. In comparison to other loan types, this is relatively fast. This loan does not involve making a number of applications at different financial institutions or having to wait in a line at your bank.

As soon as the loan for your car title is approved, the vehicle will then be inspected in order to determine its value.The lender will first discuss with you what is involved in determining the value along with explaining to you the Terms and Conditions of the car title loans.

The efficiency of processing car title loans and the approval has to so with simplicity of this type of loan and the way in which it has been designed.

3. Minimal Requirements

To process this loan, you need a car that you actually own advice TNL car title loans. This loan does not require credit checks or a bank account. It is the car that you use in the form of collateral for the loan which actually matters.

For this reason the loan process is simple and you can receive cash within as little as 2 days. The only credentials required includes your personal information, your car title and the car during your application in order to assess the value of the car along with the car’s photo identification. Within 1 to 2 days your loan will be processed, taking you one step closer to solving a financial emergency.

Other loan types require background checks and credentials before approving the loan. this will often take time and is one of the main reasons why many people now turn to car title loans for a solution to fast cash.

4. You Get To Use Your Car As Usual

This type of loan differs from using a pawn shop in the way that you can carry on using your vehicle, even though you have used it in the form of collateral.

The only requirement is that you need to handover the title of your car. You will need to ensure you keep to the payment plan to prevent repossession of your car.

If you use a pawnshop you will be forced to leave your car there until you have managed to pay your loan back in full. Only then will you be able to gain ownership of your car.

5. Credit Score

As stated above, the only credentials and documents required are basic personal details, photo identifications of the car, the car for an inspection and the title of the car. This type of loan revolves around the fact that car titles are used as collateral.

Essentially your car is the source of”security” for the loan. This is the reason why the lender is not interested in credit scores of borrowers. The only requirement is a car title. 

When considering traditional loans or other loan types, your credit score is one of the most important factors when it comes to the approval of the loan. This is the reason why the car title loans are attractive to people that own their own cars.

6. Cheaper Than A Cash Advance

A car title loan is cheaper than the cash advances. an annual percentage-rate (the real cost linked to borrowing) of the cash advances are set at around 400% to 450% compared to a 300% annual percentage-rate for the car title loan. For borrowers who are looking for a loan with a lower interest rate, a car title loan is much lower when compared to a cash advance.

7. Easy Repayment Options

The car title loan provides different repayment options. This includes an over-the-counter physical payment, online payments along with others. In comparison to other loan servicing, these loans are efficient and flexible. You are able to make your payment when it is convenient for you. This also makes the car title loans sought after.

8. Minimal Stress

A car title loan can offer you with a solution to a pressing financial emergency. You also won’t need to worry about what your credit score is.

4 Things you Should Know about Repairing your Roof

Your roof is one of the most important parts of your home. You always want to ensure that the roof is well designed and well maintained so that your home looks beautiful and stylish. When it comes to roof repairs, there are many things that one needs to know. When you are aware of the basic needs and maintenance tips for your roof, it becomes easy for you to keep it in good condition. When the roof requires some repairs, there are many ways you can go about this. However, you need to know a number of things about roofs so that you are well informed before you can undertake a repair. You can visit https://qualityroofingliverpool.co.uk/ website to learn more.

Repairing your Roof

Here are 4 things you should know about repairing your roof:

1. Repairing your roof is relatively cheap

Most of your home improvements and repairs are relatively cheap and this means that you can easily go about it. The average cost to repair your roof would be $560. However, prices range from $60 to around $1,500. This cost will, however, depend on the size of your roof. It also depends on the design of your roof as well as the materials the roof is made of. Steep roofs would be costlier to repair when compared to the flat roofs. The best thing for you to do is always inspect your roof so that you can undertake repairs as early as damages are noticed.

2. Shingles are cheap to replace

For those whose roofs are made of shingles, you will be happy to note that these are easy and cheap to repair. Wooden shingles are also cheaper to replace but not as costly as the metal shingles. Generally speaking, you will find it affordable to repair and replace roofs made from shingles. Roofs made from tiles will be more expensive to replace when compared to the above materials. In addition to the above aspects, the damage caused to the roof will also determine the repair and replacement cost. A contractor should inspect the roof carefully for you know how to go about the repairs or the replacement.

Repairing your Roof

3. It is possible for you to inspect your roof on your own

Before you can repair your roof, it is advisable that the roof is fully inspected. This is not rocket science! This is something that you can do on your own and minimize repairs. If your roof generally appears poor or ugly, it is time for you to replace it. If your roof is not accessible from above, you can use a pair of binoculars to do your inspection. When inspecting the roof, consider aspects such as blistered roofs, split shingles or curled shingles. Can you see some exposed nails or are there leaks? Is there any rusty metal? These could be signs of a roof that needs urgent repairs.

4. Choosing the right contractor determines the best repairs

Choosing the right contractor will also determine how best your roof repair will be done. Ensure that you have chosen an experienced contractor. Consider the cost of labor, the warranty as well as the permits required for the job to be done.

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