If you are worried that you won’t be accepted for a catalogue, then you may want to apply for no credit check catalogues. These catalogues will look at your income and expenditure as a basis for agreeing to give you credit, and if you are able to show that you can afford any potential repayments you are very likely to be accepted. This means that you do not have to worry about any problems that you may have had in the past, as this will not be an issue. These catalogues will also carry out affordability checks so you can be confident that you will be able to afford any repayments that may be due when you start to order items. They will also give you an affordable credit limit when you first open your account so that your repayments will not be that high.