Home & Garden Posts

3 Reasons to Hire a Public Adjuster

Suffering catastrophic damage to your home is a terrible experience. It sometimes requires rebuilding your life from scratch. The most annoying tasks associated with property damage is the insurance claims process. It is tedious and confusing. It is confusing because most don’t have knowledge of how the insurance industry works. They don’t know what goes into assessing damage and how much it is worth.

Reasons to Hire a Public Adjuster

This is why insurance adjusters exist. Adjusters are individuals who come to a damage site and assess the value of the damage. There are three different kinds of adjusters. The most common is the company adjuster. There are also independent adjusters. Insurance companies hire independents as private contractors to work their claims. For the best results, any claimant should employ a public adjuster. Here are three reasons why.

1. Licensed – Public adjusters are the only type required by the state to be licensed. They must complete coursework and pass a test to work. When you hire a public adjuster, you get a professional with extensive industry knowledge. Many of them are also former employees of insurance companies. So, they know the ins and outs of the claims process that insurers try.

2. Highest Settlement – Public adjusters work directly for their client. They have the victim’s best interests in mind during a claim. All other adjusters work for the insurance company. Many people assume that their insurance provider has their best interests at heart. Insurance companies are not evil corporations set out to take advantage of their customers. They are a business, though. Their primary concern is to protect their bottom line. One way to do that is to give out the smallest settlements possible.

3. Second Opinion – Insurance companies still send out their company adjuster to investigate your claim. The public adjuster acts as a second opinion. In most cases, the public adjuster will decide upon a higher amount. If you disagree with the insurer’s initial settlement offer, you can go to arbitration. This will be paid for by the insurance company if you use a public adjuster.

These are the three most important reasons to hire a public adjuster. It is good to know you have someone on your side during a claim. At United States Adjusters, they have a long list of available national public adjusters available for hire. Each of them is licensed and bonded to ensure they will provide clients with the best service.

Last Minute Holiday Gift ideas with Mixbook

Black Friday and Cyber Monday are over. Most probably, You may have great experience and could handle quite a bit of your holiday shopping over Black Friday and Cyber Monday, however I am sure that there are a few people in your holiday check list that have not been checked off. Time is running fast and now it is time to start your holiday shopping. Don’t worry, as always, Mixbook has covered you with some great last minute gift ideas! Here are some of the ideas!

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Last Minute holiday Gift ideas

Wall arts are perfect as Last Minute holiday Gift ideas

Mixbook has introduced a new type of wall art – Metal, Acrylic and Poster Prints. The industrial and cool Metal Prints still have the same vibrant colors as all others but with an edge. Rugged enough for a man cave and sturdy enough to withstand kiddo-traffic heavy spaces. They come ready to hang and won’t shatter if they are dropped.

If you are looking for the perfect gift for the person who has everything, look no further. Mixbook’s curved Metal Prints are your answer. With a unique curved edge, this eye catching piece will add finesse to any living or office space. Impress your hard-to-shop-for friend with this unique gift, customizable with any photo and exclusive to Mixbook’s home decor collection.

Acrylic Prints have a glass-like finish with brilliant clarity. They are a sleek and contemporary eye-catching gift idea. Missing something for the friend or family member who’s basement is filled with music posters from years past? Spice up their space with another customized poster to match their collection. Select your favorite image from an old road trip and you are ready to go!

Last but certainly not least, don’t forget about Mixbook’s Instagram books and photo prints. These quick to make books are bound to make a great gift, and you already have all the photo inspiration right on your Instagram account! Act fast to make sure that all your holiday shopping gets done in plenty of time so that your only remaining task is to relax and have some egg nog.

And don’t forget to create a photo book for you too. Each year I’d love to print a family photo book with all the special moments. A photo book is also a great gift for anyone who loves to keep the memories alive!

 

Making Your Home Brand New Again

One of the main reasons that someone decides to move into a new home is because they are dissatisfied with how their current home looks. They are tired of the same old walls, the outdated kitchen or the less-than-perfect bathroom. It seems justified to simply move into a new home for a change of scenery. However, you have so much invested into your current home, moving may not be the right answer.

Making Your Home Brand New Again

Your Investment Is More Than Just Your Home

When you purchased your current house, you established a home. You became familiar with the neighborhood and neighbors, you joined in activities in the area, you shop, work and enjoy social activities in this area, and that is a lot to give up when you move. The sense of community that you feel when you purchase a home and make yourself a part of a community is harder to reestablish each time you move. Finding a way to keep all of these good things may be a better choice for you in the long run.

Remodeling Creates A New Home

Instead of investing into a brand new home in a new and unfamiliar area, consider remodeling. You can change everything in your home and make it brand new again. Renovating your home can be an exciting choice that will allow you to stay within your community while achieving the “perfect” home.

Making Your Home Brand New Again

Selecting A Contractor

Before you begin your renovation and remodeling project, it is important to find the right contractors. An experienced, licensed and insured contractor is necessary for a quality job. If you are unsure how to find the right contractor for your project, consider using a service such as RenovationExpert.com for help. Services like these screen contractors and have the ability to recommend experts in the area of home remodeling that you need.

Always Get A Second Opinion

When you are screen contractors for your project, make sure that you have a minimum of two, but preferably three, different contractors give you an estimate for the job. Not only will this give you a good perspective of the actual cost of the project, it will also give you a chance to see what each contractor has to offer. Some contractors may have different designs or materials for you to select from, making the remodeling an even more exciting experience.

You do not have to give up the comfort and community you enjoy because you are no longer thrilled about your home. Opt for a remodel or renovation to create the perfect house. Do not be afraid to learn more about remodeling or how to pick a contractor. The more you know about the process, the happier you will be when the project is finished.

7 Things To Do With A Zyliss Smart Guard Gourmet Mandolin

If you have a mandolin, there are a number of amazing things that you can create to eat. We used our Zyliss smart guard gourmet mandolin and came up with these fantastic foods.

Fruit Salads

Things To Do With A Zyliss Smart Guard Gourmet Mandolin

You never have to worry about seeing your alarm clock for early in the morning in order to have a delicious fruit feast for breakfast. A mandolin makes light work of any fruit prep, so your sleep will be sweeter and slaving over a fruit salad will be a thing of the past. Think about putting together a fruit salad to go with honeycomb ice cream for a unique treat.

Classic Salads

Putting together a classic salad, such a the Waldorf, does not have to b a lengthy process of sitting and finely julienning your ingredients. When you have a mandolin, you will have a winning salad that gets sliced up in just minutes. Get ready for a trip down memory lane!

Cheese Board Spreads

A cheese board and some wine, along with some crackers and fruit, can be a wonderful smorgasbord of success while you are entertaining friends. Mandolins will give you the ability to produce nice, even slices. Nobody will ever be fighting over who gets the thickest cuts.

Delicious Coleslaw

Coleslaw combinations are not always just reserved for bratwurst parties and German-themed dinner parties. You can put together any fusion of your favorite cabbages and other ingredients for a winning side dish. Everything gets easily crimped and sliced with amazing blades from your mandolin. Think of trying something different such as an Asian coleslaw.

 

Mozzarella, Basil And Tomato Sandwich

This is a flavor match that is made in true Italian heaven. You can take this amazing Caprese classic and put it into a sandwich once it is all sliced up to perfection.

Veggie Chips

There is something rather satisfying about biting into and crunching your way through a tasty bags of crisps. Using a mandolin, you can slice up the veggies in a uniform manner and have them put into a light oil for frying to create incredible treats that make a healthy alternative to store bought potato chips.

Sliced, Caramelized Onions For Burgers

There are not many people who like to slice onions by hand. Instead of onions making you cry when you tackle them, reach for a mandolin and get the job done in a timely fashion. You can then use the raw slices on your burgers and sandwiches, or easily caramelize them without the hassle.

The Fantastic Benefits of Steam Cleaning

Steam cleaners have many benefits since they don’t use chemicals. Also, they’re safe to use on any surface, including curtains, material, and upholstery. Steam cleaners are suitable for many uses within your home and garden, including steaming creases in clothes and cleaning car upholstery. It can also kill up to 99.9 percent of the germs and bacteria.

An upright steam cleaner can sanitize flooring and freshen carpets like a vacuum cleaner. The steam cleaner is lightweight and requires very little physical effort. There’s no need to carry buckets of water or containers filled with cleaning fluids and utensils.

Most steam cleaners can be converted to a hand help unit. Some can be carried around with a shoulder strap. Attachments come with some steam cleaners and this gives the user the chance to clean surfaces that are otherwise impossible or inaccessible to clean with ordinary cleaners or by hand.

Steam Cleaners Used Around the Home

1. Stubborn grease and fat around barbecues, grills, and cookers can be difficult to clean. Great may be impossible to remove with scrubbing alone. Some chemicals may even have a hard time removing the thick build up.

There are some chemicals that are formulated to dissolve grease fast, however, these chemicals can be toxic and dangerous. This is where a steam cleaner can excel. The steam’s heat can loosen stubborn great and you can wipe the surface clean with a damp cloth.

A steam cleaner can leave your home’s surfaces looking like new and you won’t have to worry about toxic residue or poisonous vapors.

2. Steam cleaners can take some of the effort out of cleaning tiled walls and there is even a steam mop for wood floors. If you get a grout steam cleaner, you can easily get rid of the dark stains that accumulate between tiles. They remove grime from many hard to reach places, such as the areas around shower heads and taps. This cleaner can also read into the crevices around shower screens, door frames and windows.

3. If you use the proper attachments, steam cleaners are a great way to freshen and clean upholstery and curtains. Please note that steam is not suitable for draylon, velvet, and some other fabrics.

Steam is a great way to eliminate clothes odors and remove creases for drapery. There is a large range of clothes steam cleaners that can offer this feature.

4. Outside in the garden, you can use a steam cleaner to clean the grime off plastic furniture. Rather than spending time scraping grass or dirt from lawnmowers and garden tools, steam can remove it effortlessly.

Some ‘obscure’ jobs you may not think about using a steam cleaner for, include killing weeds on patios and paths, disinfect soil, and if you have a swimming pool, you can use it to clear away algae.

5. The steam cleaner may be used to clean upholstery, dashboards, and carpets in boats and cars. It can also be used to remove pet hair from carpets, and car seats. A steam cleaner can be used to remove dirt and mud that are trapped in the trim of a car’s wheel. The dirt can be dislodged effortlessly using steam.

6. Jewelry can be cleaned using steam, especially if there are stones set in the piece. Dirt can be impossible to clear out of jewelry, depending on where it collects in a piece. You can use a special attachment to save money on professional jewelry cleaning.

Helpful Tips To Make Selling Your Home As Fast And Easy As Possible

Selling your home can have its stresses, however if you know what you’re doing and how to impress it can be easier. So, here are some helpful tips to aid you.

Tips To Make Selling Your Home

Freshen Up The Space

There is no need to go all out and redecorate your entire home before putting it on the market. However, you should take the time to clean it up as much as possible. One of the best ways to start is by painting all of the walls in a clean, neutral color.

Excess clutter will turn buyers off, driving them away. To avoid this, remove any unnecessary items from the space to create a clean, open look. You can also help make your home feel larger through the strategic use of mirrors. To add a sense of beauty and elegance to the space, consider putting out fresh flowers in a pretty vase.

Kitchens are one of the biggest considerations for buyers, so you should do your best to present yours in a good light. That means cleaning up all of the surfaces and removing any unpleasant odors.

Also, if people are coming to look at your home, be sure to keep your pets out of the way. If possible, take them out of the home entirely so that they won’t deter any potential buyers.

Tips To Make Selling Your Home

Pay Attention To Details

It is important to be detail oriented when preparing your home for sale. Buyers will look at every little nook and cranny of your home. To avoid any problems, make sure to take care of any minor maintenance issues that you may have been avoiding.

Make Sure Buyers Understand The Purpose Of Every Room

If you have been living in your home for a while, you may be using some of the rooms for purposes that they were not designed for. For instance, you may have turned a spare bedroom into an office or exercise room. Before you show your home, you should make sure that these rooms are clearly defined so that people know what they are supposed to be used for. Additionally, make sure to remove any personal items or artwork so that buyers have an easier time picturing themselves living in the home.

Don’t Pester Buyers

Potential home buyers want time to walk through the space on their own so that they can see everything that the home has to offer. Avoid the temptation to follow them around. Instead, give them time to soak it all in on their own. If they have any questions, they can ask you after they view the home. They know buying a house in the UK is a good option, so leave it at that.

Don’t Forget The Outside Of Your Home

Tips To Make Selling Your Home

When it comes to selling a home, the outdoor space is almost as important as the indoor space. Make sure that all of your landscaping is neatly trimmed and that your gardens are not overrun by weeds. Additionally, consider planting flowers outdoors to create a welcoming and attractive space.

Compare Offers

Once buyers start making offers on your property, you need to sit down and decide which offer is best. Ideally, you should go for the buyer that is most likely to follow through on their offer. Typically, this means buyers who either have the cash to buy the house outright or who have already sold their home and are just waiting for a new home to move into. Remember, the highest offer may not always be the best offer if the buyer is unprepared to follow through.

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Why Multi-Car Insurance Is Right For You

Do you have multiple vehicles on your property?

When you hear the phrase “a fleet of cars,” you probably think of a commercial venture. However, any home that has at least three cars is considered to have a fleet.

While that number might seem large, it’s not that strange to find households with multiple vehicles. If you have two children, for example, and one of them has reached driving age, you may have three cars. You likely drive one, your spouse has one, and you may get one for your child as well. You could also have a camper, an old fixer upper or even a motorcycle on the premises, too.

Before you know it, your driveway will be jam packed. How will you insure all of those cars? It is best not to have them on different policies, because doing so is very expensive. That is why you want to look for something called “fleet insurance” or multi-car insurance.

Why Multi-Car Insurance Is Right For You

Taking Care Of The Family

Fleet insurance is really no different than regular insurance. However, you only need one policy for a number of different vehicles. You are also typically offered a discount as a result of putting several cars under your policy. This number could be as high as twenty percent, depending on which family fleet insurer you decide to go with.

Saving Money

Generally, you can insure up to five vehicles on your policy. You can have as few as two cars on the policy. The more vehicles you insure, the more money you will get off of your total bill.

Typically, you have to have all the vehicles registered to one address. The vehicles themselves can differ, however; they can be motorcycles, cars, SUVs, campers and more. You cannot have company or commercial cars on the policy, though.

Coverage The Way You Want It

The insurance can be set up in a number of different ways. For example, you may want comprehensive insurance on your newer car but not on the old junk car. Speak to your insurer about your needs and the agent should be able to help you set up the policy the way you want it.

The Driver

Anyone that is named on the insurance policy is covered. Therefore, you can put everyone of driving age that lives in your home on the policy. You may even be able to cover one of your children that is away living at school. The people named on the policy do not have to be related to you by blood, but they may have to be a certain age. Check with the insurer to be certain.

Benefits

There are a lot of benefits to going with a fleet insurance policy. Everything is set up under one account, for example. You save money by insuring multiple cars as well. However, keep in mind that the policy will still be expensive and all that money is due at the same time each year.

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Use Mixbook to Be Creative with your Christmas Cards and Holiday Greetings

Are you looking for ways which you can send creative Christmas cards on this holiday season?With Mixbook it is really easy!Officially September 22nd was the Autumnal Equinox for Northern Hemisphere, and the day was considered as the first day of fall. Start of fall reminds the end of 2016 and it is time to prepare for the holiday season. With the holiday season begin; we can’t forget the ways which we connect with friends and family. Other than families get reunited, it is time to prepare and create holiday greetings to send timely.

If you are looking for creative Christmas cards or holiday greetings, then with Mixbook you can easily make your holiday cards and plan the delivery. Mixbook help you to come up with creative Christmas cards and holiday greetings which include Christmas card sayings which are unique and meaningful.

Why Mixbook holiday cards are special? Here are some reasons for you to consider. These are always my favorite reasons to create my greeting cards and even my photobooks with Mixbook which are always special and unique.

creative christmas cards

Use your photos and be creative with greeting cards

You can personalize your holiday greetings

With Mixbook, you can create everything personalized. Instead of sending some greeting cards bought from a local store, send personalize and creative Christmas cards for your loved ones.

As an example check this greeting card.

 

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creative christmas cards

creative Christmas cards with photos

Easy to customize

Yes, in above I shared that you can personalize your greeting cards. But you may think that you need some knowledge on designing cards. No, it is not true.

With Mixbook’s Quick Card Editor, you can easily personalize your greeting cards in less than 10 minutes. When you visit Mixbook, you will find Christmas card ideas which you can easily personalize with your own photos and Christmas card sayings. You can choose from thousands of professionally designed Christmas card themes or you can start from scratch and create your own cards. This can be a great way to share some family moments throughout the year with your loved ones through holiday cards.

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creative christmas cards

Be creative with calendars

Affordable rates

Do you know, Mixbook holiday greeting cards start from as low as just $0.69.Also there are BOGO card & calendar deals are going on time to time which is exclusive for Mixbook affiliates. Join with Mixbook and start creating your holiday cards. Before you order your cards, make sure to check the latest coupon or deal which you can save more from your holiday greetings!

Check greeting cards start from $0.69.

 

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There are many ways to celebrate

It is not only holiday cards! Instead sending just a Christmas greeting card, send your loved ones a photo calendar. Say hello to 2017 with a beautiful photo calendar. You can even create year in review greeting cards using your most favorite photos and memories of the year.

Check Photo Calendars here!

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And don’t forget to create your year in review photo book too. There are many ways to celebrate the holiday season with Mixbook with unique and creative holiday greeting ideas!

Check year in review photo book ideas.

It’s that simple. Start creating your holiday greetings and Christmas cards by visiting Mixbook.

Mixbook Coupons

It is always good to use Mixbook coupons to save money on your creations.Check below banner and click through it for the latest promotions.

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**post contains affiliate links.

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5 Considerations For Buying A Family Kitchen Table

In generations gone by, the heart of the home was the hearth of your fireplace. This isn’t often the case these days since we rely on electricity and appliances to do our cooking chores. Instead, you’ll probably find your family congregating again and again around your kitchen table. Since this piece of furniture is in many ways the nerve center of your home, you should exert some careful thought when you’re in the kitchen table market for a new one.

Buying A Family Kitchen Table

Fitting Your Space

Until you take out your trusty tape measure and learn exactly how much space you have available, there’s really only so far you can go in the process of shopping for a kitchen table. You wouldn’t want to find the absolute ideal table online and then discover it’s six inches too long after you’ve bought it, would you? Bear in mind that cramming the largest possible table into your kitchen isn’t always the best idea. Your interior design choices might work better with something smaller and more intimate than you have space for. Of course, if you regularly invite guests into your kitchen then maximizing the amount of seating you have available will be important!

How High?

This is primarily an area of concern if you have a family with younger children. Standard table heights are fine for teens and adults, but they may prove challenging to youngsters. Small children and tall tables can be an irritating mixture. Not only do you need to worry about booster seats and helping children up and down, but you also increase the risk of an accidental fall. Consider buying a lower table if you’ve got younger mouths to feed.

Buying A Family Kitchen Table

Shape Choices

Square versus round is the eternal debate here. There are advantages to both sides. Square tables fit into square rooms and relate to other furnishings easily. You can also tell at a glance how many chairs you’ll need. On the other hand, a round table is often a great way to save space in a smaller kitchen.

Define Your Seating Needs

It shouldn’t be too hard to figure out how many chairs you’ll be using on a daily basis; just count up your family members. How often do you end up inviting others over, though? You might want to invest in a few extra chairs at the same time that you’re buying a new table. Provided you have the storage space, this can take a lot of the hassle out of entertaining.

Getting A Leaf

Here’s another choice to consider if you anticipate different numbers of people at your kitchen table. A table that’s designed to accommodate a drop-in leaf (or leaves) can be expanded with a minimum of fuss. Tables of every shape are available with leaves if you want to go this way.

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The Essential Guide To Creating A Beautiful Garden

A beautiful garden can lift your home and also your soul. It’s a wonderful thing and a haven to enjoy. So, what are the essential parts of a garden to wow?

The Essential Guide To Creating A Beautiful Garden

1.  Adding Colour

While some individuals may find it delightful to have a garden of shrub sculptures ala Edward Scissorhands, a dash of colour can enhance the yard’s beauty to a greater extent.  Placing some bright flowers amidst the greenery can create a contrast and become a focal point in certain gardens.  Of course, the colour need not stem from typical flowers; in fact, vegetables, fruits and herbs present with a plethora of bright flowers.  Why not enjoy some purple chives, white spring onions, red pineapple sage, and yellow dill as a colourful addition to the garden (as well as an organic food alternative).  If you still are not sure about flowering plants, consider that beneficial insects are attracted to micro gardens gladly pollinating plants and removing unwanted pests.  A ‘win win’ factor for sure.

2. Grouping Plants With Similar Foliage Or Colour

The theme of a garden can play a large role in its aesthetic attractiveness and one trick to enhance theming is through a clever use of colour.  Take a moment to step back and view the colours of your plants and ask yourself, is it neat or all over the place?  Would a rearrangement of foliage improve the overall impact of the theme?  Let us say, for example, you choose to place several identically coloured flowers around a single different coloured flower in a ceramic pot.  By surrounding the single flower, one would create a frame or contrast enhancing the focal point of the centre plant.  The trick here is grouping and repetition to add a sense of balance.  By using the simple technique in the example and applying it to your garden you will be able to enhance garden beds with colourful borders.

The Essential Guide To Creating A Beautiful Garden

 3. Controlling Weeds

To ensure your garden continues to thrive it is important to take a positive approach to garden health care, especially in areas with smaller spaces such as pots or containers.  Adding mulch to the area will reduce the growth of life-sucking weeds and increase levels of plant attractiveness. Here are some more tips for weed control.

4. Adding Garden Art

While the garden itself can be a reflection of your personality, why not add some additional garden art to enhance the theme?  This can be especially effective in smaller spaces as it adds character and “oomph” living up the yard.

Choosing the correct art to use in the area can be complicated so take a moment and stand back to see what would be most effective.  If you have ceramic containers, it may be beneficial to add small ornaments or colour to the pot itself.  Backdrops can be improved by painting the surrounding walls or, if you are unable to paint external walls, attempt placing a bamboo partition or hang fabric behind the plants.  This portable art can be beneficial as both an accessory to highlight the area; as well as hiding any unsightly items.  Garden fountains can also be a great addition. They have a number of practical uses and also look great in the space – look at this beautiful wall fountains for outdoors It’s sure to enhance any garden.

5. Using Pots And Containers As Focal Points

It is commonly seen that ceramic pots or containers are used as part of decorative gardens.  Do you possibly have a pot which you deem particularly unique?  Perhaps this container holds a special plant or has a special memory?  In order to highlight the item, you can use the aforementioned decorative techniques.  Placing smaller ornaments or pots around this original item can create a sense of dominance contrasting the size.  Additionally, the pots may be of a different colour to further highlight the focus from the area and the surrounding garden.

Flowers in Yellow

6. Using Herbs And Flowers In Different Settings

Colour is important for the garden, but by adding multi-functional edible herbs and flowers you will increase the benefits of the flowering plants.  Herbs, such as curly-leafed parsley or lemon thyme will not only complement marigolds and violets but can also be used as organic food in the kitchen.

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