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Important Money Lessons for Children

If you’ve glanced at any popular financial news outlet or seen any millennial-focused humour, you’re probably aware of the statistics… millennials are still living with their parents. While there are all sorts of reports done on the topic, the general consensus is that millennials live with their parents longer than Generation X or the Baby Boomers.

Important Money Lessons for Children

There are so many factors at play with this social trend that it’s hard to draw any general conclusions. Still, it can be said that a serious lack of financial education is part of the problem in the delayed financial autonomy of this generation. For those who find themselves struggling to balance loan repayment, bills, and unexpected costs, easy ways to borrow some money through online payday loans can end up saving the day.

Plan for Success

Quick payday loans from online sources like GoDay provide fast, reliable, and trustworthy short-term loans for those that need it and have a source of income. But how do you set up the next generation for financial success?

Surely you don’t want to plan for consistent use of payday loans, it feels much better to be in control. Financial education and financial literacy are invaluable skills to teach your children. Here are some important money-based lessons for children and the easy ways to teach and enforce them.

Start Early

You can start teaching pre-schoolers and kindergartners about money early on with the simplest of techniques: using a clear jar for savings. Piggy banks are cute and classic-looking, yes, but without a visual of what money represents, the children can’t see the money growing. As their collection of coins and the occasional birthday bill from grandma grows, talk them through what’s happening and try to convey some excitement about their growing funds.

Lead by Example

The University of Cambridge conducted a study on habit formation and learning in young children in which they found that money habits in children are formed by the time they are seven years old. That’s pretty young and it means that your behaviours towards money have an impact on how your kids see it by an early age.

Do you pay with credit card a lot of the time? Do you argue about money? Do you maintain beliefs that it shouldn’t be talked about? The little ones will be noticing, so it’s incredibly important to set a positive example that they can emulate when they grow older.

“Things Cost Money”

This is an incredibly straightforward statement but it can be hard for children to grasp if they don’t actually experience and understand it. Give children the opportunity to take money from their piggy bank and hand it over to a cashier. Explain that if they choose to buy one treat at the grocery store, they can’t get another one. This will help them learn to weigh decisions and evaluate different outcomes, laying the groundwork for smart financial decision-making for the rest of their lives.

How to Get Free Stuff and Save Money

Who doesn’t love free stuff? Getting free stuff is one of the easiest ways to save money on monthly expenses. It is true that I love free stuff and I always get free stuff that is useful for me or for my family.I hope that you like to get free stuff too.But,if you don’t know how to get free stuff in order to save money from your monthly expenses,let me help you with some quick and easy tips!

How to get free stuff and save money

Below are some of the ways I get free stuff which are helpful and essential for the life and as a result save money from my monthly budget.

Get free samples

How to get free stuff and save money

Most of the brands give samples free. These are ranging from baby milk formulas, diapers to cosmetics. Don’t ignore the value of these products simply because these are free. Popular baby brands such as Huggies, Friso and Nestle offers free samples free when you join with their parents club. There are also other cosmetics brands which offer free samples when you join with their newsletter. Check these opportunities in your area and join with them. You will love it when there are free stuffs in your post box!

Join with freebie sites  

There are some freebie sites such as JustFreebies which shares latest freebie offers. Instead of joining with many individual brands which shares free product samples or free offers, you can easily join with one such freebie offers site in order to get information about latest freebies.Sites such as  JustFreebies shares latest free offers in one place.As they categorize the free stuff details into different categories such as baby stuff,household stuff and so on,it is always easy to navigate such freebies sites to find relevant details for you.

This is one of the easiest ways to get the news about freebies and offers. If you like the freebie offer, then simply follow the instructions to claim your free stuff. It is really easy!

Get free stuff for review purpose

How to get free stuff and save money

Writing reviews is another way to get free stuff. Some business owners like to know the actual user experiences with their products. In exchange of your review, they will send you a full product sample free. If you’ve noticed, I share product reviews in this blog and after the review is posted I keep the product sample for my use. This is another interesting way to save money in exchange of opinion.

Above are some of the easiest ways to get free stuff. Try all these methods, you’d love it! It is always a cute surprise when you receive a free stuff by post! I know this with my experiences!

Best Tips to Buy Baby Products for Deal Price

I always love to buy cute and lovely products for my son. At the time he was born, I had great time making him beautiful with cute socks, onesies , caps and other accessories. It is really a lovely experience. Anyway I didn’t have much time to visit local shops. Instead I started shop online and it is really easy and a convenient way to buy baby products from home while attending other tasks.

With online shops, you can check a good collection of styles and designs before you order. This is one of the advantages of online shopping.

However, when you know some tips on how to save both money and time on online shopping, you can easily take the advantage of online shopping. Here are some of my tips to buy baby products for deal price. Hope these tips are helpful for you.

buy baby products for deal price

Shop all required items in one shop

When you shop more than one item from the same shop, you can save money on shipping. Most online shops offer free shipping after certain amount of purchasing. You can always utilize these offers.

Shop with deal sites

Have you noticed deal sites? These websites offer huge deals daily for selected items and sometimes the prices are really cheap as they give more than 50% discounts.

For example, check Frisky Deals. This online shop offers huge discounts on products including activities such as restaurants, spas and hotels and products which include baby socks and toys.

Check deal sites such as Frisky Deals and buy your essentials whenever there is a huge deal going on. This is one of the best ways to save money on baby items.

Find Coupons

buy baby products for deal price

Coupons are another great way to save money. Once you shop with an online store, before check out you can search for a coupon for the store. In this way you can easily save some percentage of money from your items.

Above are some of the ways I save money on online shopping. Currently there is a deal going on for infant baby socks and other household items on www.friskydeals.com.You can check and save more than 60% of your bill!

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